Ledger Brief

Best Divvy Alternatives in 2026

Compare 10 alternatives to Divvy for receipt & expense management

Last updated April 2026

Why look for Divvy alternatives?

  • Looking for deeper AI capabilities than Divvy currently offers
  • Feature depth may overlap with existing tools in your stack.
  • Newer or niche product may have a smaller user community.

Top Picks

Quick Comparison

ToolRatingAI LevelFirm SizeKey FeaturesIntegrationsPricingSetup
Divvy(current)4.6/5TraditionalSmall firm (2-10)Real-time budget tracking and alerts, Virtual card generation for controlled spendingQuickBooks, XeroFreemiumLight setup
Soldo4.6/5TraditionalSmall firm (2-10)Prepaid business cards with customizable spending limits, Real-time expense tracking and notificationsQuickBooks, XeroPaidLight setup
Pleo4.6/5AI-enhancedSmall firm (2-10)Smart company card issuance and management, Automated receipt capture and expense categorizationXero, QuickBooksFreemiumLight setup
Dext4.6/5AI-enhancedSmall firm (2-10)99%+ AI-powered OCR for receipts, invoices, and bank statements, Automated document collection through Dext PracticeQuickBooks, XeroFrom $24/moLight setup
Expensify4.6/5AI-enhancedAny sizeSmartScan AI receipt capture and data extraction, Automated expense categorization and report populationQuickBooks, XeroFrom $5/moLight setup
Moss4.5/5TraditionalMid-size firm (11-50)Automated accounting integration with receipts, EU tax-compliant expense trackingXero, DATEVPaidLight setup

All Divvy Alternatives

Soldo logo

Prepaid business expense card platform.

TraditionalSmall firm (2-10)Light setup15+ integrations

Prepaid business expense card platform. Issues physical and virtual cards to employees with spending limits, real-time tracking, and automated...Read more →

  • Prepaid business cards with customizable spending limits
  • Real-time expense tracking and notifications
  • Automated accounting system synchronization
Paid

vs Divvy: Strong integration ecosystem with QuickBooks, Xero

Pleo logo

Pleo

4.6

Business spending platform with smart company cards.

AI-enhancedSmall firm (2-10)Light setup25+ integrations

Business spending platform with smart company cards. Automates expense management, receipt capture, and reimbursements with real-time spending...Read more →

  • Smart company card issuance and management
  • Automated receipt capture and expense categorization
  • Real-time spending visibility and budget controls
FreemiumFree plan

vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)

Dext logo

Dext

4.6

AI-powered receipt and expense capture for accounting firms

AI-enhancedSmall firm (2-10)Light setup50+ integrations

Dext (formerly Receipt Bank) is a document processing and expense management platform that uses AI-powered OCR to extract data from receipts,...Read more →

  • 99%+ AI-powered OCR for receipts, invoices, and bank statements
  • Automated document collection through Dext Practice
  • Intelligent categorization suggestions with Dext Assist AI
From $24/mo

vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)

Expensify logo

AI expense management with SmartScan receipt capture

AI-enhancedAny sizeLight setup150+ integrations

Expensify has been a pioneer in receipt scanning and expense management, and its continued investment in AI keeps it relevant as the competitive...Read more →

  • SmartScan AI receipt capture and data extraction
  • Automated expense categorization and report population
  • Corporate card integration and spend management
From $5/moFree plan

vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)

Moss logo

Moss

4.5

Spend management platform for European businesses.

TraditionalMid-size firm (11-50)Light setup15+ integrations

Spend management platform for European businesses. Combines corporate cards, invoice management, and expense reporting with automated accounting and...Read more →

  • Automated accounting integration with receipts
  • EU tax-compliant expense tracking
  • Corporate card spend controls
Paid

vs Divvy: Strong integration ecosystem with Xero, DATEV

Center logo

Real-time expense management with integrated corporate cards.

AI-enhancedMid-size firm (11-50)Light setup15+ integrations

Real-time expense management with integrated corporate cards. Provides instant visibility into spend with AI-powered categorization and eliminates...Read more →

  • Real-time expense tracking with integrated corporate cards
  • AI-powered expense categorization
  • Eliminates manual expense report submission
Paid

vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)

Ramp logo

Ramp

4.6

AI-powered corporate card and spend management that actively cuts costs

AI-enhancedMid-size firm (11-50)Light setup50+ integrations

Ramp is a comprehensive finance operations platform that combines corporate cards, expense management, bill pay, accounting automation, and...Read more →

  • AI-powered duplicate subscription detection
  • Automated receipt matching and transaction categorization
  • Real-time spend controls with policy enforcement
FreemiumFree plan

vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)

Zoho Expense logo

Expense reporting software for businesses of all sizes.

AI-enhancedSmall firm (2-10)Light setup50+ integrations

Expense reporting software for businesses of all sizes. Automates receipt scanning, mileage tracking, and approval workflows with deep integration...Read more →

  • AI-powered receipt scanning and data extraction
  • Automated mileage tracking with GPS integration
  • Multi-level approval workflows
PaidFree plan

vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)

ExpensePoint logo

Expense management software with award-winning customer support.

AI add-onMid-size firm (11-50)Implementation required150+ integrations

Expense management software with award-winning customer support. Offers receipt scanning, GPS mileage tracking, corporate card integration, and...Read more →

  • Receipt scanning with OCR technology
  • GPS-based automatic mileage tracking
  • Corporate credit card integration
From $8/mo

vs Divvy: Strong integration ecosystem with QuickBooks, Xero

Airbase logo

All-in-one spend management platform combining AP automation, corporate cards, and expense reimbursements.

TraditionalMid-size firm (11-50)Implementation required50+ integrations

All-in-one spend management platform combining AP automation, corporate cards, and expense reimbursements. Provides real-time visibility and controls...Read more →

  • Automated accounts payable processing
  • Virtual and physical corporate card management
  • Real-time spend visibility and controls
Custom Pricing

vs Divvy: Strong integration ecosystem with QuickBooks, Xero

How We Chose These Alternatives

We evaluate AI accounting tools across multiple dimensions: feature depth, pricing transparency, integration ecosystem, user ratings, and vendor stability. The alternatives listed here share the same primary category as Divvy and are actively maintained. Tools are ranked by user ratings and review volume. We update this page as new tools enter the market and existing ones evolve.

Frequently Asked Questions

What is the best free alternative to Divvy?
Pleo is the highest-rated free alternative to Divvy, with a rating of 4.6/5. Business spending platform with smart company cards.
Is Divvy still available?
Yes, Divvy is currently active. However, many users explore alternatives for feature depth may overlap with existing tools in your stack..
How much do Divvy alternatives cost?
Pricing ranges from $5/mo to $24/mo. 4 of the 10 alternatives offer a free plan. In terms of setup, 0 offer instant signup while 2 require implementation support.
What AI capabilities should I look for in a receipt & expense management tool?
Of the 10 alternatives listed, 0 are AI-native (built with AI at their core), 6 have AI-enhanced features, and 4 are traditional or lightly AI-augmented tools. For receipt & expense management, AI capabilities are most valuable for automating data entry, categorization, anomaly detection, and generating insights from financial data.
What should I look for in a receipt & expense management tool?
Key factors include integration with your existing accounting stack (QuickBooks, Xero, etc.), pricing that scales with your firm size, quality of automation and AI features, ease of onboarding, and vendor stability. We recommend starting with a free trial when available.

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