#1 PickAI-enhanced
Pleo
4.6Freemium
- Smart company card issuance and management
- Automated receipt capture and expense categorization
Best for: Small firm (2-10)
Best Divvy Alternatives in 2026
Compare 10 alternatives to Divvy for receipt & expense management
Last updated April 2026
Why look for Divvy alternatives?
- Looking for deeper AI capabilities than Divvy currently offers
- Reporting is shallow for multi-entity or multi-department businesses — Concur and Certify both offer more granular cost-center reporting
- The free model depends on card usage volume; firms that rarely use corporate cards get less value and still face interchange-dependent limitations on rewards
Top Picks
#2 PickTraditional
Soldo
4.6Paid
- Prepaid business cards with customizable spending limits
- Real-time expense tracking and notifications
Best for: Small firm (2-10)
#3 PickAI-enhanced
Dext
4.6From $24/mo
- 99%+ AI-powered OCR for receipts, invoices, and bank statements
- Automated document collection through Dext Practice
Best for: Small firm (2-10)
Quick Comparison
All Divvy Alternatives
Pleo
4.6Business spending platform with smart company cards.
AI-enhancedSmall firm (2-10)Light setup25+ integrations
Pleo issues physical and virtual company cards to employees, then automatically matches receipts to transactions in real time. Employees photograph...Read more →
- Smart company card issuance and management
- Automated receipt capture and expense categorization
- Real-time spending visibility and budget controls
FreemiumFree plan
vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)
Soldo
4.6Prepaid business expense card platform.
TraditionalSmall firm (2-10)Light setup15+ integrations
Soldo issues prepaid Mastercard debit cards to employees and sets hard spending limits by card, category, or time period before a penny leaves the...Read more →
- Prepaid business cards with customizable spending limits
- Real-time expense tracking and notifications
- Automated accounting system synchronization
Paid
vs Divvy: Strong integration ecosystem with QuickBooks, Xero
Dext
4.6AI-powered receipt and expense capture for accounting firms
AI-enhancedSmall firm (2-10)Light setup50+ integrations
Dext pulls data from receipts, invoices, and bank statements and posts it directly to QuickBooks Online, Xero, or Sage. The OCR engine hits its...Read more →
- 99%+ AI-powered OCR for receipts, invoices, and bank statements
- Automated document collection through Dext Practice
- Intelligent categorization suggestions with Dext Assist AI
From $24/mo
vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)
Expensify
4.6AI expense management with SmartScan receipt capture
AI-enhancedAny sizeLight setup150+ integrations
Expensify runs on SmartScan, its OCR-plus-AI receipt engine. An employee photographs a receipt — crumpled, faded, or shot in bad light — and...Read more →
- SmartScan AI receipt capture and data extraction
- Automated expense categorization and report population
- Corporate card integration and spend management
From $5/moFree plan
vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)
Center
4.5Real-time expense management with integrated corporate cards.
AI-enhancedMid-size firm (11-50)Light setup15+ integrations
Center issues corporate cards that categorize transactions the moment they post — no receipt upload queues, no month-end report assembly, no chasing...Read more →
- Real-time expense tracking with integrated corporate cards
- AI-powered expense categorization
- Eliminates manual expense report submission
Paid
vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)
Moss
4.5Spend management platform for European businesses.
TraditionalMid-size firm (11-50)Light setup15+ integrations
Moss connects corporate cards, invoice processing, and expense reporting in one platform built specifically for European mid-market businesses....Read more →
- Automated accounting integration with receipts
- EU tax-compliant expense tracking
- Corporate card spend controls
Paid
vs Divvy: Strong integration ecosystem with Xero, DATEV
Ramp
4.6AI-powered corporate card and spend management that actively cuts costs
AI-enhancedMid-size firm (11-50)Light setup50+ integrations
Ramp combines corporate cards, expense management, bill pay, and procurement into one platform, and unlike Expensify or Concur, it blocks...Read more →
- AI-powered duplicate subscription detection
- Automated receipt matching and transaction categorization
- Real-time spend controls with policy enforcement
FreemiumFree plan
vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)
Rydoo
4.6Expense management platform for international businesses.
AI-enhancedMid-size firm (11-50)Light setup25+ integrations
Rydoo handles expense management for businesses with employees working across multiple countries. Day-to-day, that means employees photograph...Read more →
- Smart receipt scanning with OCR
- Automated per diem calculations
- Multi-country tax compliance
From $8/mo
vs Divvy: More advanced AI capabilities (AI-enhanced vs Traditional)
Airbase
4.6All-in-one spend management platform combining AP automation, corporate cards, and expense reimbursements.
TraditionalMid-size firm (11-50)Implementation required50+ integrations
Airbase consolidates AP automation, corporate cards, and employee expense reimbursements into a single platform with one approval chain and one GL...Read more →
- Automated accounts payable processing
- Virtual and physical corporate card management
- Real-time spend visibility and controls
Custom Pricing
vs Divvy: Strong integration ecosystem with QuickBooks, Xero
ExpensePoint
4.6Expense management software with award-winning customer support.
AI add-onMid-size firm (11-50)Implementation required150+ integrations
ExpensePoint handles the full expense cycle: employees photograph receipts, OCR pulls the line-item data, GPS logs mileage automatically, and...Read more →
- Receipt scanning with OCR technology
- GPS-based automatic mileage tracking
- Corporate credit card integration
From $8/mo
vs Divvy: Strong integration ecosystem with QuickBooks, Xero
How We Chose These Alternatives
We evaluate AI accounting tools across multiple dimensions: feature depth, pricing transparency, integration ecosystem, user ratings, and vendor stability. The alternatives listed here share the same primary category as Divvy and are actively maintained. Tools are ranked by user ratings and review volume. We update this page as new tools enter the market and existing ones evolve.