RowSure
AI-PoweredBank statement PDF converter with per-document arithmetic balance verification.
About RowSure
What it does
RowSure converts PDF bank statements into Excel and CSV files and simultaneously performs an arithmetic reconciliation check against the balances printed on the source document. It verifies that opening balance plus the sum of extracted movements equals the closing balance stated by the bank. Where the statement includes a running-balance column, it identifies the first row at which that running balance breaks, giving practitioners a specific line to investigate rather than a generic failure notice. If reconciliation fails, files are flagged and delivered in red with the broken row identified. If the input is unreadable or empty, the conversion is refused with a stated reason and the credit is returned automatically.
Every delivered conversion includes an Excel workbook, a five-column transaction CSV, and a separate Verification CSV containing the global reconciliation status and diagnostics. QuickBooks QBO and OFX export formats are generated only when a green VERIFIED result is achieved, preventing unverified data from being silently imported into accounting software.
A free, no-account PDF splitting utility separates multi-statement bundles into individual files before conversion begins. A structural preview feature, also free and requiring no account, reads the uploaded file in memory without storing it and returns the page count, number of separate statements, currency, sign convention, and whether the document prints its own transaction counts. One full balance-check verdict per day is available free with no account required; the fee applies only to downloading the converted spreadsheet files.
Who it suits
RowSure is aimed primarily at bookkeepers and accountants doing catch-up or cleanup work — situations where clients deliver a pile of mixed PDFs, some covering a single month and others covering a full year. The tool's own published benchmark covers 64 real statements from 48 banks across nine countries: US, UK, Canada, Australia, India, Italy, Spain, Germany, and New Zealand, which gives a rough indication of the document types it has been tested against.
Practices handling multi-month or multi-account files benefit from the continuity check available at higher plan tiers, which surfaces gaps in a document chain by confirming each statement's closing balance matches the next statement's opening balance. Firms needing a direct API or native connections to bookkeeping platforms, or those requiring verification of dates and descriptions rather than amounts alone, should look elsewhere.
Setup and integrations
RowSure is web-based with no software installation required. Uploaded PDFs are deleted immediately after processing. The site states there are no third-party analytics scripts and that downloads are cryptographically signed. The tool uses vision-based extraction, reading the rendered page rather than relying on embedded text alone, which allows it to handle broken fonts and non-standard layouts without silently corrupting figures.
Pricing is per statement rather than per page. A single conversion costs $3 at launch. A pack of five credits costs $9 as a one-off purchase with no expiry. The Practice plan at $39 per month covers 100 conversions and includes batch upload of up to 20 statements at once. Higher tiers — Proof at $99 per month and one-off case bundles at $149 and $349 — add cross-statement continuity checking and, at the top tier, a single review-ready PDF covering an entire matter.
Integration is limited to QBO and OFX export, and those formats are generated only on a green VERIFIED result. There is no direct API or native connection to bookkeeping platforms listed on the site.
Where it falls short
The site explicitly acknowledges that reconciliation verifies extracted amounts only — it does not verify dates or descriptions — and that two offsetting errors would pass the check. Of the 64 real statements in RowSure's own published benchmark, 47 receive a green VERIFIED result and 17 do not; those failures remain in the published denominator rather than being excluded, so roughly one in four statements in the benchmark does not achieve a verified conversion.
Integration is limited to QBO and OFX export; there is no direct API or native connection to bookkeeping platforms listed on the site. The product is a relatively new entrant and carries no verified third-party review scores on major software review platforms at the time of this listing.
Best for
Bookkeepers and accountants converting client bank statement PDFs who need per-document arithmetic proof that no transactions were dropped.
Key Features
- Per-document arithmetic reconciliation: verifies opening balance + movements = closing balance on every conversion
- Row-level error identification where running-balance columns exist, pinpointing the first broken transaction
- QBO and OFX export locked behind a green VERIFIED result to prevent importing unverified data
- Free PDF splitter for separating multi-statement bundles, with no account or conversion credit required
- Cross-statement continuity check (Practice tier and above) that flags gaps between consecutive monthly statements
Pros & Cons
Pros
- Every conversion includes a per-document arithmetic reconciliation check that verifies whether extracted transactions reproduce the bank's own printed closing balance, catching silent extraction errors that a plain Excel export would never surface.
- QBO and OFX files are withheld unless the conversion achieves a green VERIFIED result, preventing potentially incomplete data from being imported into accounting software without warning.
- Pricing is per statement rather than per page, so multi-page statements and cover sheets do not consume extra quota, and one-off credits purchased in packs never expire.
- A free structural preview and a free daily balance-check verdict are available with no account or payment card required, allowing practitioners to inspect a file before committing to a conversion.
- For multi-statement account runs, a continuity check flags gaps where one statement's closing balance does not match the next statement's opening balance.
Cons
- The tool's own benchmark shows that 17 of 64 tested statements (roughly 27 percent) do not achieve a green VERIFIED result, meaning a material share of real-world statements may be delivered without full arithmetic proof.
- The reconciliation verifies extracted amounts only and explicitly does not verify transaction dates or descriptions; two errors that cancel each other out would pass the check.
- There is no direct API or native integration with bookkeeping platforms — connectivity to accounting software is limited to importing QBO or OFX files manually.
- At the time of this listing RowSure has no verified review scores on G2, Capterra, or TrustRadius, making independent third-party validation of user experience unavailable.
- Batch upload (up to 20 statements at once) and cross-statement continuity checking are restricted to the Practice tier at $39 per month or higher; single and pack purchasers do not have access to these workflow features.